Recent Articles

Are you thinking about buying a home in the near future? Regardless of your credit, the first thing you should do is get your financing in order with a mortgage pre-approval. Everything from credit score requirements to PMI has changed in the last 12 months, so you may be facing a surprise or two....

Are you struggling to make your house payment each month? Part of the housing bill passed by President Obama included a program called Making Home Affordable Modification. It's designed to allow your servicing provider a method to make adjustments to your mortgage so you can afford the house...

Are you currently upside down in your home mortgage? Could life be a little easier with a lower interest rate and mortgage payment? The Making Home Affordable Refinance was created to allow you the opportunity to refinance your current mortgage when you normally wouldn't qualify to do so. The first...

Do you know what it means to "pay points" on a mortgage? On this week's episode of "Show & Tell with The 2 Mortgage Guys" we explain what discount and origination points really are. We'll also give you a few scenarios in which you may have to pay points on your next mortgage transaction. Ryan...

On this week's "Show & Tell with The 2 Mortgage Guys," we're talking about gift money. Are you thinking about buying a home? Have you saved up for a down payment? We'll explain how using gift money could put you in a position to buy a home without the need for a huge savings account. Ryan...

On today's "Show & Tell with The 2 Mortgage Guys" video, we'll explain the new Mortgage Disclosure Improvement Act and how it effects you if your applying for a mortgage. We'll break down the good, the bad and the possible closing delays! Ryan Minick & Steve DeLon are The 2 Mortgage Guys....