When Mia Hubbard of Greensboro, N.C., enters Wake Forest University next fall, she'll receive a little financial boost from the nonprofit support group she joined in seventh grade. For six years, Hubbard has belonged to an adolescent girls' group called College Bound Sisters, which focuses on...

Karen Knee's insurance problems began with her 2005 New Year's resolution: addressing her nagging health concerns. First on her list was to get those little benign cysts on her scalp removed. Blue Cross pre-approved the procedure, and it went off without a hitch -- at first.But then the insurer...