Recent Articles

My road to financial freedom has been a bumpy one...to say the least. I'm learning that I have to think about today and tomorrow at the same time. It's not easy and at times I think I have a lot of time to plan for retirement so I just blow it off.The ups about working in education is the MANDATORY...

Ok. So it's been a while. Actually it's been a very long time. I know most of you didn't even realize that I was gone, but I know for a FACT that a couple of you missed me.I fell into a hole. Not a rut...a hole; and it was a big one. I had pretty much given up and had decided to just move on. The...

Plastic is the devil. All of it. Whether it be plastic surgery or plastic credit cards, it is all evil. I've become so accustomed to using my debit card that I use it for literally everything. People tell me, "Just leave it at home," or "Don't use it," but that's hard. Especially since I have...

June 22. Less than three months away. It's the start of a 1400 mile road trip. It's a long drive; Grants, New Mexico to Columbus, Georgia. It will take about 24 hours if we drive straight through, which we plan on doing. Why are we driving across the country? It's one of the most memorable days in...

So here's the deal. We're broke. Not poor, just broke. We live paycheck to paycheck and it's just rough. We can't live like this forever. It's not safe and just doesn't make sense. So we have to develop a plan. A plan for today, a plan for tomorrow.What can we do to get out of this financial mess?...

Many people have asked me why I blog about personal things such as my money. My answer is not usually that simple, but it boils down to a couple things: support and networking.These two things are important to me because I obviously cannot do this alone. I look to the readers for support and help...

I've been going on and on about my situation. The debt, the mortgage, and trying to save it all. I never really spoke about how we got here in the first place. We didn't just wake up and *poof* had a house. No, no. That would be no fun. The story I'm about to tell you is worthy of a book, and it's...

In my last post, I wrote about the hassles of refinancing. It's been a while since I've updated everyone, and I apologize for that, but I've just been dwelling on what to do.The wife and I sat down and talked about everything. About how we got into the position we are in and how to get out of it....

I've hit a wall. A realization. The point in my life where I have realized how bad I was with money. It started with my tracking my spending for a week. It was ugly. Then came a big time in my life...refinance. We got one of those variable rate loans...you know the ones...where your interest rate...

In my last post I told you of my problems. About how I love "things." I also talked about how I would track my spending for a week and post it here, for ALL to see. I must say I was a little hesitant in the beginning. "Do I really want EVERYONE to be able to see my bad habits," I told myself. I...