united states census bureau

10 Worst States for Student Debt

The amount of student loan debt in America will exceed $1 trillion this year, and this week, President Obama acted to ease the burden on millions of college graduates. Which states need that help the most? 24/7 Wall Street breaks down the 10 states with the worst levels of student debt.

Costs of Aging: Retiring Frugally vs. Finding Love

Planning for a happy retirement takes foresight, a lifetime of saving money and little luck. But planning for love? That might cost you. The choices for how we spend our golden years -- and how much we spend -- have a big impact on our social lives, and our chances of discovering new love.

3 Ways to Make the Most of a Payroll Tax Cut

Although the Senate has blocked action on Obama's $447 billion jobs bill, parts of it may yet get enacted, including an extension and expansion of a payroll tax cut that would put hundreds of dollars more a year in the pockets of ordinary American workers. Here are three smart ways for you to earmark that cash for your future.

The Financial Landscape: Are the Unemployed Against Their Benefits?

The New York Times has found some unemployed people to argue against an extension of jobless benefits: "In a recent survey of the unemployed by Rutgers University, more than one in four respondents was opposed to renewing the current extended unemployment benefits.

Retiring Solo: Singles Aren't Saving Enough

Most married people look forward to enjoying their golden years together -- at least in theory. But sometimes, reality is more bleak. For a host of reasons, millions of us may enter retirement on our own, and a large fraction of divorced, never-married, and widowed Americans aren't doing enough to prepare for it.

Americans Got Poorer in 2010, Says Census Bureau

The Great Recession officially ended in mid-2009, but a recent Census Bureau report shows that, for the average American family, 2010 only brought increased misery: Household incomes plummeted last year, while the number of people living in poverty rose sharply to an all-time high.

College Degree Worth It? What the Data Say

The combination of the high price of college and the less-than-promising job prospects for new grads are fueling a hot debate about the value of a bachelor's degree: Is it worth the money? The Census Bureau parsed the data, and found that of all the variables that effect lifetime earnings, nothing packs the punch that education does.

Will Latinos Drive the Housing Recovery?

More than any other demographic, Latino homeowners were slammed by the mortgage crisis: Two-thirds of total Hispanic wealth in the U.S. evaporated from 2005 to 2009. But as the fastest growing demographic in the nation, they are also well positioned to power the housing rebound.