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100 Words That Can Change Your Credit History

You should always know what's in your credit report -- especially if you're planning any major purchases or intend to apply for a new job in the near future. But creditors and credit agencies aren't the only ones who can contribute to your report. You can have your say, too.

Why More People Are Rejecting Their Credit Cards

In the past year, millions of Americans have significantly cut their use of credit cards in an effort to take control of their financial lives. But some people are taking an even more radical step -- going cold turkey on plastic and paying for everything with good old-fashioned cash and checks.

Free Annual Credit Report

Get a free credit report once a year from AnnualCreditReport.com, a site sponsored by the three major credit reporting companies, Equifax,...

Credit Card Delinquencies Plunged in Third Quarter

Credit card delinquencies plunged in third quarter as consumers pay down debts and shun card debt. The ratio of bankcard borrowers 90 days of more delinquent on one or more their credit cards fell 24.6% year-on-year in the third quarter, according to TransUnion.

Mortgage Delinquencies Fall in the Third Quarter

A smaller percentage of mortgage holders were delinquent on their payments in the third quarter than in the second quarter, although the percentage of delinquencies remains up from the same period last year.

House or Food? Consumers Protect Their Credit Cards

Normally, it would be considered a positive sign that people are reducing their credit card debt load. But a series of statistical releases this week confirms an ominous new trend among desperate consumers: They have stopped paying their mortgages but are continuing to pay off their credit cards so they can continue to buy staples, like food.

Could You Be a Victim of Credit Score Backlash?

How important is your credit score? Important enough, but some industry analysts worry that consumers focus too much on credit ratings when they have other, larger financial issues to consider first.

Get your FICO score on your iPhone

You want to finance a car? Check your credit score. Want a mortgage? Check your credit score. Want your credit score? There's an app for that, turns...

Do the new credit card laws help you?

A new federal credit-card law takes effect today. The loftily-named Credit Card Accountability Responsibility and Disclosure Act of 2009 is designed...

Zendough: Become one with your money

In early January, TransUnion will launch a new personal finance digg_url = 'http://digg.com/business_finance/Zendough_Become_one_with_your_money';...

My Fico score means nothing to me

I've been working with a personal finance coach as part of a magazine assignment. As a hand-to-mouth freelance writer (with two kids), my finances...