tips

What Tipping Says About Us

People tip for many reasons, and economists struggle to find method to the madness about giving 20 percent or just 20 cents.

How This Family of 4 Lives Well on Just $14,000 a Year

Danielle Wagasky, her husband, and two kids live well and happily on just $14,000 a year: She's been sharing her efforts to live meaningfully and frugally on her blog, "Blissful and Domestic," since 2009, and was happy to tell us how she and her family make it work.

You've Retired! Now Put Your Plan to the Test

Welcome to your first year of retirement. You made it! Hard work and diligent saving have paid off. Your financial plan should practically run itself at this point. Still, aim to check in periodically.

3 College Finance Tips for Scared Students (and Their Parents)

More than 80% of parents of 16- to 18-year-olds believe college is important to their child's future -- and a similar number are worried about how to pay for it. Here are a few tips that could make solving the college financing puzzle a little easier.

Investing Error: Don't Use Stocks as an Inflation Hedge

You%u2019ve heard it so often you can probably repeat it in your sleep: Equities are the best protection against inflation. But academic research establishes clearly that it just isn't so: Stocks aren't a good hedge against inflation at all, particularly high inflation.

5 Offbeat Ideas for Saving on Gas From Our Readers

Gas prices are going up again, and it feels a lot like Groundhog Day: Same old problem, and media outlets are dispensing the same old advice. Not us! Here are the most interesting and innovative ideas our readers offered for reducing your pain at the pump.

All the Heart, Half the Cost: Your Budget Valentine Ideas

In search of gifts that say more about the heart than the wallet, we asked our readers for inexpensive but meaningful ideas for Valentine's Day. They came through with a number of fine ways to demonstrate your love without busting your budget.

Mark Zuckerberg's 6 Secrets for Success Revealed

Facebook's initial public offering has focused yet another spotlight on its founder, Mark Zuckerberg. But beyond the IPO hoopla, there's another, quieter story to be found in the wunderkind CEO -- the lessons that can be gleaned from his life.

6 Strategies for Young Adults to Save More in 2012

Saving doesn't come easily for us young adults. Entry-level salaries don't give you a lot to work with, and we tend to spend what we make. But don't worry: We're not doomed to frivolity and financial ruin. Here's how you can start saving smart.

3 Financial Resolutions That Are Easy to Keep

2012 may not be the year you strike it rich, but you can make it the year you start making smarter financial decisions using the technology at your fingertips. Start with these three small moves that can save you some serious money.

How to Avoid 2011's Spending Traps in 2012

In 2011, shoppers were hot -- sometimes too hot -- for bargains, and a little too sensitive to the day's financial news. Savings gurus Jean Chatzky and JB Orecchia weigh in on the year's major spending pitfalls, and how to dodge them in 2012.

Job-Hunting Tips for Today's Unemployed College Grads

The unemployment rate might have dropped to 8.6% last month, but recent college grads are still having a hard time landing full-time employment. Preparation is key: Here are eight quick tips from experts on the necessary steps to land that job.

8 Survival Rules for Black Friday Shoppers

Switch on the TV or open the newspaper today, and you'd think there was only one day a year to get bargains: Black Friday. But if you're not careful, the year's most-hyped shopping day can be filled with traps. Here's how not to get bamboozled.

Free Retirement Help You're Probably Ignoring

More workers now have access to professional retirement planning advice through their employers' 401(k) providers, but three-quarters of them aren't taking it. Here's a guide to making the best use of that free, unbiased advice and tips on what to ask the financial planners.

How Visions of the Future Help You Manage Money Today

Researchers have found that people who create concrete mental pictures of their goals are more likely to save money for them. Here's the story of one woman who looked into her own crystal ball, got a clear vision of what she wanted, and implemented a financial strategy that allowed her to achieve it. DailyFinance's Laura Rowley shares the lessons learned along the way.

Refinancing Tips: How to Snag Today's Low Rates

With the 30-year fixed-rate mortgage down to 4.09%, -- another record low -- it's a great time to refinance. But before you go running off to your lender to catch the best rates since 1951, get yourself straight. According to LendingTree, many people are making major refinancing mistakes that can cost them dearly.

How to Protect Yourself From Investing Scams

On the one hand, the volatile stock market has some investors looking for "safety." On the other, stock market losses have led some to desperately seek fat returns elsewhere. Either way, you could wind up in trouble, because scam artists are ready to prey on the desires of both.

Advice for a Mom Trying to Reenter the Job Market

Kelly, 51, a mother of five who lives in the Midwest, wants to get back into the workforce after a 20-year absence -- a challenging prospect in today's weak hiring environment. But with the right focus and preparation, she can still transition from stay-at-home mom back to paid employee.