term life insurance

In financial planning, people usually play offense: It's about finding the right strategy to get to the goal. But it's just as crucial to have a good defense. Cal Brown, a financial planner and author of the new book When Life Strikes: Weathering Financial Storms, shares some of his defensive plays with DailyFinance's Laura Rowley.

There's something about life insurance that just freaks some people out -- we'd prefer not to consider our mortality. But September is life insurance awareness month, and lack of knowledge breeds fuzzy thinking. So we've sorted some facts from fictions and debunked an even dozen myths about life insurance.

For children, excursions with grandmother are an adventure. As time passes, however, the ride into the golden years can get bumpy; if you're financially unprepared, it can take a dramatic turn for the worse, and even drive you and your family into bankruptcy. Here are some steps you can take to prevent that.

When it comes to life insurance, it seems that more folks are passing up old-fashioned term life for flashy new hybrid policies. So what's the allure of these new varieties of insurance, and more importantly, would you be better off with that plain vanilla policy after all?

Insurance isn't meant for the little hassles in life, but for the big events that can derail you financially. "Insurance is meant to protect against the really big stuff that rains down upon you," insurance agent Alan Canton tells WalletPop. But even Canton, and a handful of other insurance...

True, not everyone needs life insurance, but if anyone else depends on you to bring home a paycheck, you need it. Luckily, now's a great time to buy. Finance expert Jean Chatzky tells you what you need to know.

Your 30s come upon you faster than you think. Here are some timely tips to help you be prepared financially for what life can throw at you.

One common mistake is that many investors follow this oft-repeated advice: Buy term life insurance and invest the difference. But most people who buy term insurance don't "invest the difference." They "spend the difference."

This post is part of a series where personal finance expert Dan Solin provides 10 insurance tips no one else will tell you. See all 10, plus one bonus tip! Almost one-third of all Americans have no life insurance. The average amount of life insurance held by those that have it is $146,000 --...

Ken and Daria Dolan are widely known as America's First Family of Personal Finance.Question: We're just starting a family and reviewing our life insurance. There are SO many choices! We think the toughest choice is whether we should buy whole life or term insurance. What's your take? - Jessica,...