tax deferred

Roth 401(k)s: If Your Employer Offers One, Should You Switch?

With more employers than ever adding a new Roth 401(k) option to their retirement plan offerings, should you make the switch or stick with your existing retirement strategy?

Fiscal Cliff Deal Hides a 401(k) Bonus

Buried deep in the American Taxpayer Relief act is a provision that will let a lot more workers convert their traditional 401(k) savings account into a Roth 401(k). Here's why doing that might be a good deal for you in the long term -- and why it might not.

Retirees: Don't Miss Deadline for Required IRA, 401(k) Distributions

Smart retirees have done everything they could lately to stretch their retirement accounts, but taking too little out of them will get you into big trouble with the IRS. Fail to withdraw your full required minimum distribution, and the penalty you pay to the tax man will be severe.

3 Ways to Beat the IRS in 2013 If America Falls Off the Fiscal Cliff

Tax planning is more complicated than ever now, thanks to the fiscal cliff we're hurtling toward and the tax increases it would bring. And while it's possible that Congress will steer us away from the cliff, if you're in a higher tax bracket, it's time to start doing some contingency planning.