target date funds

5 Frightening Facts About Your 401(k)

Not all 401(k) plans are created equal, and there are some universal downsides to these accounts. Here are five things you need to know about your 401(k).

Target-Date Funds: Same Dates Can Earn Wildly Different Returns

The appeal of target-date funds is obvious. Decide when you'll need your money back, and the fund invests accordingly: aggressively at first, more conservatively as the "target" approaches. But it's not so simple: Different funds can give you dramatically different performance.

Five Reasons I Hate Target Date Funds

A tsunami of money -- $2 trillion within the next decade -- is flowing into target date funds, a type of retirement account that's supposed to make investing for our post-work years simple. But the way those funds are run isn't always in our best interest. Laura Rowley explains.