sub prime

Late last year, the Fed approved some new mortgage guidelines as part of a broad effort to fix the housing woes. These guidelines, aimed at the sub prime mortgage industry: Requires lenders to determine the borrower's ability to repay a mortgage loan by using the highest potential mortgage...

I love roller coasters, especially when I'm riding in the back. My favorite part is when you start to go down the first drop. You've just been pulled up the hill by a ratcheting engine, and you have that little moment when you can anticipate the next few terrifying minutes. The twists and turns...

I've hit a wall. A realization. The point in my life where I have realized how bad I was with money. It started with my tracking my spending for a week. It was ugly. Then came a big time in my life...refinance. We got one of those variable rate loans...you know the ones...where your interest rate...