student loan repayment

Student Loans: Your 5-Step Plan to Pay Them Off

The economy seems to be turning around for recent college grads, so members of the class of 2012 may have the cash to make a dent in their massive student loans. Now all they need is a plan.

IBR Is a Bad Deal for Student Loan Repayment

Income-Based Repayment, or IBR, caps monthly payments at 15% of discretionary income and allows stretching payments out for 25 years instead of the usual 10, but that doesn't make it a good deal for borrowers.