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As costs rise for tuition, books and dorm-living, you'd think students would want to spend less on everything else. Think again. According to a 2010 report, the nearly 16 million college students who fill campuses this academic year will each drop about $361 more than last year in discretionary...

The Federal Reserve on Thursday proposed a new rule that would dramatically cut the swipe fees that banks charge merchants when customers use debit cards. The move, which stems from a provision in the financial overhaul bill in July, could benefit stores. But banks say it could harm consumers.

Some of us do it every day: We swipe our debit card then either sign our name or enter a PIN number -- and (voila!) the purchase is done. But little do consumers know that when they sign for a purchase they are costing retailers significantly more than if they enter their PIN -- a fact that could...

Spending time with family is one thing, but spending a lifetime with that sweater your Aunt Emily gave you for Christmas is another. Before you head back to the mall with your unwanted items, there are few things to know about retailer return policies this holiday season. The most important...

Some pieces of news are worth mentioning only in passing because they are interesting, but may not mean a thing. CNET says that over 100 people lined up at midnight to be early buyers of the new Motorola (MOT) Droid handset at a Verizon (VZ) store in Manhattan. The store in Herald Square had 500...

With more than $40,000 in credit card debt and more than 20 credit cards to her name, Diana Ryan didn't think she had a problem -- even though her husband had no idea just how many pieces of plastic she had tucked in her wallet. "It sounds cliche," Ryan says, "but I thought I could stop at any...

It's happened to every one of us who has ever shopped at a grocery store. It's a variation on the old bait and switch game which draws you into a store with promises of a great deal on something you want or need. The problem is that once you are in their door, you may find that the deal you came to...