spongebobsquarepants

Tom Kenny, the voice of SpongeBob SquarePants, wouldn't take money advice from the prattling poriferan. "He works 97 hours a week; he gets paid for 40," notes Kenny. The modern day Mel Blanc doesn't give himself much credit for his own personal finance smarts either -- but maybe he should.

When I was in the sixth grade was my peer group went through it's Magic 8-Ball craze. In that simpler time, we asked the all-knowing orb simple questions such as if a girl in history class go out with us, or if our brother would find out we ran his bicycle into a tree. We knew even then that the...