spending

Our Most Embarrassing Money Moments Revealed

Nearly everyone has had cringe-worthy moments relating to cash -- with strangers, friends, co-workers, even family. A new survey reveals the most common, and the most painful.

Obama Unveils $3.8 Trillion Spending Plan

Obama sends Congress a $3.8 trillion spending blueprint that seeks to tame runaway deficits by raising taxes further on the wealthy and trimming Social Security.

Consumers Give U.S. Economy a Lift Before Election

Consumer confidence surged in October to its highest level in nearly five years. Americans were encouraged by recent declines in the unemployment rate. And they responded by spending more on cars and trucks, at retail businesses and on goods produced at U.S. factories.

U.S. Consumer Spending Rose 0.8 Percent in September

Americans increased their spending in September at twice the rate that their income grew, a sign of confidence in the economy. Still, consumers made up the difference by saving less for a third straight month, a troubling trend.

13 Ways Americans Throw Away Money

Blame the government or blame the economy, but Americans should also blame themselves for their declining net worth. We waste over half a trillion dollars each year -- and that's just for areas with available data. And what do we waste that money on? Read on ...

Retailers Report Slower Sales Growth in Sept

Americans slowed down their spending in September as they took a pause after wrapping up their back-to-school buying, according to monthly reports from major retailers released Thursday.

Twentysomethings: It's Time to Declare Financial Independence

As we prepare to celebrate our nation's independence, let's take a moment to think about our individual declarations of financial independence. If you're still ruled by debt, fiscal confusion, and reliance on others, here are a few tips for breaking free.

Rules to Save By: Jean Chatzky Reveals Her Simple Money Tips

During more than two decades of helping people learn to manage their money, Jean Chatzky has picked up a host of financial maxims that she falls back on over and over again. Why? Because they make sense. They're funny. They're memorable. And they work.

Super Bowl Spending Is Up ... and It's Good

Retailers and consumer products companies are on charging downfield toward a touchdown on Super Bowl Sunday. Consumer spending related to the big game is expected to reach an all-time high this year, with the average watcher projected to shell out $63.87 on Super Bowl-related merchandise.

No Trick: It's Adult Revelers Driving Halloween Sales

Halloween can get ghoulishly expensive for parents. Between decorating, candy, pumpkin-picking and costumes, and the holiday price tag can get almost scary. But many of the biggest spenders on Halloween don't even have kids: Young professionals now spend the most of anyone.

Financial Trick or Treat: Sweet Deals, Scary Mistakes

The world of personal finance is a lot like Halloween: Filled with treats if you're good (and clever), but rife with tricks if you're not careful. Here's some savvy advice that will keep your money tree from getting TPed, and help you bring home a pumpkin full of sweet rewards.

Dani Johnson Offers Her 12 Laws for Creating Wealth

Multimillionaire businesswoman and business coach Dani Johnson made plenty of mistakes and hit more than a few speed bumps on the road to her success. But those difficulties taught her a few things about how to make money, how to keep it, and how to turn it into your slave.

Should You Save or Earn Your Way Rich?

It's a contentious personal finance debate: To stay out of debt and get rich, should we focus on controlling our small purchases, or put most of our effort into making the big gains in areas like earnings? DailyFinance asks three of the Web's most popular personal finance bloggers for their views.

It's Time for a Mid-Year Financial Checkup

On New Year's Day, you had plans -- promises to get your finances in order in 2011. Today, check your financial pulse: Where do all those good intentions stand? Ask yourself tough questions then take action. The experts tell you where to begin.

Recession Sobers Once Spendthrift Teens

Guess what the recession hath wrought: A little teen sobriety. According to the just-released 2011 Teens & Money Survey from Charles Schwab, nine out of 10 teens say they were "affected by the recession," causing major shifts in perspective that include a greater appreciation for what they have and an increased awareness of financial hardship.

Six Reasons the Economy Needs Memorial Day

The origins of Memorial Day date to the aftermath of the Civil War, when people would decorate the graves of fallen soldiers to honor their service. The holiday still retains its reverential and patriotic spirit, but its economic consequences, though smaller than those of other holidays, cannot be overlooked.

More Online Tools To Simplify Your Financial Life

The latest entrant into the online financial tools business is Google, which launched Advisor last Thursday. The search engine giant offers a clear way to compare rates and offers from mortgage companies, credit cards and other financial products -- but it's hardly the only smart tool out there.

10 Things You Don't Want to Tell Yourself About Money

When it comes to money, mindset really matters. What you tell yourself over and over again becomes what you do -- over and over again. Don't fall into the trap of shoddy thinking: Here are 10 bad memes that can seriously mess up your financial health, and advice on how to avoid them.

What Retail Rebound Means for Shoppers, Investors

Retailers are forecasting a strong 2011 as the economy continues to pick up speed. A boost in retail sales is good news, of course. But what, exactly, does it mean for your wallet? And how will higher gasoline and clothing prices play out in the mall and on Wall Street?

Obama's Cuts: Less Than Meets the Eye, Thankfully

A parade of Republicans immediately lined up to attack the president's proposed budget cuts this week, claiming the plan falls short of making a real difference. They're right. And that's good, because really deep cuts are the last thing the economy needs right now.

Obama's 2012 Budget: Why Federal Spending Needs to Be Raised, Not Cut

President Obama's proposed spending plan seeks to slash $1.1 trillion from the deficit over the next decade. Republican House Speaker John Boehner says that's too little. In fact, the cuts go too far in the wrong direction: With the economy still recovering, Obama should raise federal spending.

What's Really Ailing Employment: Lack of Demand

Many people blame America's high unemployment rate on a mismatch between workers' skills and the fields with open jobs. But it seems clear that jobs are scarce across all sectors. That means effective policies are needed to stimulate demand and rebuild economic output.

Four Tech Stocks to Bet On as Business Reboots IT Spending

With trillions of dollars sitting in corporate coffers, the spigots of capital flowing to technology are finally opening up again. Gartner Research projects 5.1% growth in information technology spending in 2011. So which companies' stocks should you buy to take advantage?