Cyberspace is full of scams, and the con artists keep developing new ones. One of the latest is "smishing": It's like a phishing email that comes as a text message on your cell phone, and there's more than one way it can cost you.
Communication is increasingly moving off the grid and into the cloud. For cellphone users -- especially ones with smartphones -- there are a host of online tools and apps that can help reduce usage on carrier plans and save money. Here are a half dozen easy options.