smallbusiness

The 5 Biggest Obamacare Myths Detailed and Debunked

After Bruce Watson's recent article explaining how Obamacare would effect an average family ran on DailyFinance, his e-mail inbox filled up with questions from readers -- and most revolved around five specific myths about the law.

Tiny Loans, Huge Returns: Why Microlending Works

Sometimes, small gestures can make huge differences in people's lives and livelihoods. That's the premise -- and the power -- of microlending. For proof, one need look no further than the stories of Marcia and Karen, two entrepreneurs in Costa Rica.

Obama Wants Small-Business Bill This Year

Seeking cooperation in a polarized climate, President Barack Obama called on Congress Tuesday to act quickly on bipartisan measures that would extend tax breaks for small businesses and help startup companies raise money. He said he would sign the legislation "right away."

Bill Clinton's Prescription for the U.S. Economy

Former President Bill Clinton offered up some wide-ranging prescriptions for curing the nation's ailing economy in a speech at the National Retail Federation's annual convention Monday, from investing in new sectors for job growth to cutting taxes on business.

How a Debit Card Fee Cut Backfired on Merchants

Washington's efforts at financial reform keep having strange and unintended consequences. In response to a law that was meant to lower excessive debit card transaction fees on merchants, Visa and Mastercard found a way to raise the fees on a host of small businesses.

As Italian Drama Persists, Small Businesses Worry

The Atlantic Ocean is wide, but maybe not wide enough. On Thursday, markets had a mixed reaction to the deepening economic crisis in Europe. Some sources reported that the European Central Bank would step in. But in the U.S., small business owners are growing nervous.

Second Jobs: Make Moonlighting Work for You

With U.S. unemployment continuing to top 9%, just having a job is enough to make many of us feel grateful. But one job isn't always enough. The new order of the day: combining two jobs to make a livable salary. Do you have the drive it takes to be a successful moonlighter or 'moonpreneur'?

Small Business Survival Story: A Hairdresser's Ordeal

The dream of Raphael Alvarez was to open a salon. His timing, it seemed, could hardly have been worse: Finding a loan was impossible, and his original location was snatched away. But Alvarez still managed to start his small business, without help from a big financial institution, in this desperate economy. Here's how he did it.

Can an iPhone App Save Small Businesses?

You may already be familiar with many of the independent retailers in your home town, but how do you find mom-and-pop shops when you're traveling? The 3/50 Project's new iPhone app might help. It links users to its directory of small businesses, so visitors can support the local economy.

ADP Bets on Small Business Growth to Offset Jobs

As the creation of new jobs slows and layoffs continue, small businesses keep hiring. ADP is betting those companies will continue to buck the trend. It's setting up new services to capitalize on that growth.

Ask the Expert: 'Do I Pay Extra For Swiping My Card?'

We got lots of reaction to our article about how changes in debit and credit card swipe fees may affect you. Swipe fees are the charges retailers pay when they allow you to use plastic. One question kept coming up: "Do I pay those fees when I use my debit card?" Regina Lewis explains.

To Understand the Weak Hiring Stats, Look in the Mirror

The vast majority of American businesses are privately held, run by ordinary people with all the same worries the rest of us have. And if you're cutting back on personal spending at home, how likely are you to feel comfortable hiring at work?

Entrepreneurship 101: A Guide for New College Grads

Today's challenging job market has many recent college grads contemplating the entrepreneurial life. Some have dabbled in self-employment, but most will going into it essentially relying on instinct. So we asked some experienced entrepreneurs what every would-be small businessperson needs to know.

When It's Worth It to Pay a Financial Guru

America is DIY Nation, but in certain financial situations, a do-it-yourself strategy can make a bad situation much worse, because in investing and money matters, most of us don't know what we don't know. Here are eight times in your life when the high stakes demand that you call in the experts.

More Tax Tips From the Pros

Last week, I shared my top tax season secrets with you. I also emphasized that there's no one-size-fits-all approach to taxes. To give you a wide...

Five myths about entrepreneurs

Want to start a business but question whether you have what it takes to be an entrepreneur? According to a recent article in The Economist, there...