Most Americans aren't saving anywhere near enough money to live out their golden years comfortably. Odd are, you're one of them. If so, here are a few ways you can realign your finances and plans with reality ... before it's too late.
Whatever your retirement dreams are, if you want to reach them, you need a plan. Otherwise, by the time you find yourself financially able to quit work, you may not be physically able to pursue your passions.