savings accounts

My philosophy once was: If it isn't in the bank I can't spend it. So I would let two or three paychecks accumulate on my dresser (probably to the dismay of my employer) to keep those funds from burning a hole in my checking account. Then I figured it was time to come up with better tricks...

It's hard to make huge changes in your spending habits all at once. To reach your new year's resolution to manage your finances better, try small steps instead. Financial experts offer 10 easy suggestions that could help you spend less and save more in 2011.

Americans have special relationships with their money and their banks. Putting money into a bank account is an act of trust, and it's difficult to think of a checking or savings account as a business transaction because the money is still yours -- the bank is just holding it for you and keeping it...

Now that many major banks are getting rid of free checking accounts, it may be a good time to assess just how many banks accounts you have -- and how much they may be costing you. There's even a slight chance you might have more accounts than you realize. CESI Debt Solutions recently conducted a...

As the personal savings rate in the US has grown to 4.4% and continues to rise, Charles Schwab, TD Ameritrade and ING Direct are trying to entice investors to save a portion of that growing asset base with them.

With a little research, you can find the best savings account to make your money grow as safely and quickly as possible. What are the characteristics of the best savings accounts on the market today? Competitive interest rates. The best savings accounts usually pay a slightly higher interest rate...

Americans are saving more of their earnings than they have in years, and that's a good thing. But unfortunately, we're not being rewarded for it the way we were in flusher years. By now, everyone has heard about the government's unprecedented actions to drop interest rates to historic lows so...

As with too many lessons I try to teach my daughter, now 5, I end up caving in and the lesson I set out to instill is lost. We'll see if it turns out the same way with her savings account we recently opened together, but it couldn't have been a strong lesson in how to save money when immediately...

Millions - possibly billions - of dollars are homeless, lacking a warm, dry bank account providing a roof over their heads. Although it might seem hard to imagine a day where we're stuffing mattresses with money instead of depositing paychecks in the bank, analysts say that scenario isn't too far...

I don't know about the rest of you, but my savings account is due for a comeback in 2009, and I have a feeling that I'm not alone -- many Americans are rediscovering the value of a savings account.I've had a savings account for most of two decades--I'm 39--but it's taken a beating in the last...