savings account interest

Should You Invest Your Emergency Fund?

Smart personal finance rules dictate having an emergency savings fund set aside where you can access it fast. But do you really have to keep enough money for three to six months of expenses in a savings account where it earns almost no interest?

How the Fiscal Cliff Deal Saved Dividend Stocks

In recent years, with low interest rates devastating the returns on conservative investment options, income-hungry investors have turned more and more to dividend stocks. And had there not been a fiscal cliff deal, even that last refuge for income investors could have disappeared.

A Winning Strategy for Saving: These Sites Make It a Game

With interest rates so low these days, it's hard to get motivated about putting money into a savings account. But it is important to save, and so services have popped up that use other methods to encourage us. Two in particular -- SaveUp and SmartyPig -- turn saving and paying down debts into a game.

What the End of Savings Account Interest Means to Me as a Parent

I often have a hard time explaining to my kids why they should put some of their money in the bank. My 9-year-old daughter got me when she asked how much she'd be paid for trusting the bank with her cash. The honest answer is that she'd get paid basically nothing.