Most Americans rely on other sources besides their savings accounts when hit with an unexpected expense, according to a poll by the National Foundation for Credit Counseling. The moral of the story? Americans need to save up more for emergencies.
She may specialize in dating for millionaires, but The Millionaire Matchmaker's Patti Stanger also knows how to have a good time on the cheap. Here's her advice for planning fun dates on a budget.
The famously frugal host of The Clark Howard Show shares some tips on saving money from his latest book, Living Large in Lean Times. He also discusses one thing not to do.
Having a plan in case of a major life crisis is important and, according to State Farm's Financial Plan B survey, 81% of us know it. But only 45% of those surveyed said they've actually planned ahead for that crisis. If you have a plan, it may not be a solid as you think. And if you don't, here's how to begin creating one.
If you're looking for a simple way to save on everyday purchases, consider an option you may have only looked at when shopping for others: gift cards. Many retailers and websites offer them at a discount, which translates into instant savings when you redeem them. And there are other saving tricks too ...
If you read enough advice columns, one fact will come through loud and clear: Personal finance experts hate lattes. But you don't have to give up your favorite addictions to reach your financial goals. And if you turn cutting costs into a crusade, you risk cutting into your quality of life.
The U.S. economy is still sputtering, and household budgets are still under pressure. So where are we cutting: Fancy coffee? Check. Eating out? You bet. But there are a few things that once would have been considered luxuries the recent poll shows Americans just aren't willing to do without.
Millions of Americans don't have bank accounts, and with interest rates falling and data breaches rise, more may follow them out of the banking system. But there's a new reason to stash your cash under a floorboard instead of in a bank: The looming debt ceiling crisis.
That box of store-brand cereal is looking more tempting to a lot of Americans: A new Harris poll lists buying generic as the top way consumers are cutting back on everyday expenses. What other methods are we using to stretch out our budgets, and how much more frugal are we getting? Read on ...
There are plenty of ways you can save money and strategies you can use that will greatly improve your economic situation for the rest of 2011 and beyond. But it may involve taking a close look at some of your spending and saving habits.
