saving for retirement

Even if you've saved enough to live comfortably, the golden years don't buy you a reprieve from money worries. In fact, being retired can make you even more vulnerable to fiscal strife, if you're not prepared. Consider Tom Binns, who retired after a lifetime of savings, only to find that financial responsibilities didn't end with his 9-to-5.

Setting anything to automatic has its good and bad points. A 2006 law designed to increase retirement savings allows companies to auto-enroll employees in 401(k) plans: A closer look reveals some interesting pros and cons.

Saving for retirement is one of those things that can be hard to take seriously when you're young. But it's worth starting early, and DailyFinance wants to help. In this first installment of a three-part series, reporter Loren Berlin reviews how to get the most out of a 401(k).

The conventional wisdom is that young people today expect they'll change employers repeatedly, and thus don't really care about pensions. But it turns out the conventional wisdom is wrong. With 401(k)s looking less secure, a defined-benefit plan is a real lure for younger workers.

When it comes to money, mindset really matters. What you tell yourself over and over again becomes what you do -- over and over again. Don't fall into the trap of shoddy thinking: Here are 10 bad memes that can seriously mess up your financial health, and advice on how to avoid them.

Are you on the right financial path to retire with dignity -- or are you more likely to run out of money and spend your "golden years" dependent on family or the government to cover monthly expenses? A "Monte Carlo analysis" can help you determine how much money you may need, and how much you should save.

Retirement confidence surveys remind me of Chicken Little. You remember her. She gathered a long line of followers who believed her warning that the sky is falling. Ultimately, she and her followers were so distracted by their fears that the fox led them to his den and something far worse than...

Young adults have a lot on their plates: They're just starting out in the workforce as full-time employees, they're often moving out of their parents' house and renting their first place, and they may be juggling student loans or trying to finance their first car. The financial services industry...

Unless you are able to predict the future with absolute accuracy, you can't be sure how much money you'll need to retire comfortably. You can be assured, however, that the sooner you begin socking money away, the more you'll benefit in the long run. Our friends at Mint.com created this infographic...

Come retirement age, women are typically in much worse financial shape than men. Even though women now account for about 50% of the workforce, they still make less than men (several hundred thousand dollars to upwards of $1 million less over a lifetime), and because women take time out of the...