rothira

Retirement planning is no slam-dunk. To make sure you retire in comfort, you have to start saving early and often. You need to pay attention to your money and not be distracted by the stresses and strains -- or the joys -- of day-to-day life. In the long run, you'll thank yourself for keeping one...

At tax time, there is plenty of advice out there about how to maximize income tax deductions. With so much publicity focusing on what you can properly deduct, it's easy to think that almost anything you spend money on during the year can be a potential tax deduction. Not so fast. That type of...

It's only the third week in 2010, but it's never too early to get your personal finances on the right track. Here are some answers from our WalletPop experts to your pressing questions: Question: My wife and I got married in January 2009. We have been renting a home the entire time we've been...

With many economic experts predicting unemployment staying at 10% through this year and dropping down to about 8% for years to come, it's time many of us get our financial houses in order to better weather the stormy times ahead. Our experts are on hand to help, answering questions about back...

Think of 2010 as the year of the Roth IRA. Beginning January 1, the rules governing who can invest in a Roth will be modified, allowing anyone with an existing traditional IRA to take advantage of a Roth -- and the special post-retirement tax breaks that this investment vehicle offers. The more...

You may still be able to make a contribution to a Roth IRA for 2007. In order to be eligible to make a Roth IRA contribution, you must have taxable compensation like wages, but your compensation must not exceed certain limits (modified adjusted gross income of $169,000 for married couples and...

It might not be too late to get yourself a little extra tax savings by contributing money to a traditional IRA. If you qualify for a deductible contribution in 2007, you can still do it, so long as the money is received into your IRA no later than April 15th. The regular maximum contribution is...