roth ira

How to Lessen the Tax Bite in Retirement

One expense that won't go away in retirement is taxes, but you can keep your tax rate on the low end of the scale by taking tax-efficient withdrawals from your accounts.

Give Your Child the Gift of a Roth IRA

You can fund a Roth IRA account for a minor anytime during the year as long as the recipient earns at least as much as your contribution by year-end.

Quiz: How Financially Literate Are You?

From taxes and credit to saving and money management, you can get lost in the complexity of financial issues. How well do you know the basics of personal finance?

His Financial Goal: Get Ahead of the High Cost of Higher Education

Everyone has things they want to improve about their financial lives -- even the staff of DailyFinance. So we asked money expert Jean Chatzky for advice on how to reach our goals, and we're sharing her answers with you. First up: An editor looking ahead to college tuition bills.

13 Money Lies You Should Stop Telling Yourself By Age 30

Age 30 has become the new benchmark for people to get their lives together, and advice on how to do that abounds. But in fact, most of us already know how to succeed: We just happen to let ourselves -- and a few convenient lies -- get in the way.

Fiscal Cliff Deal Hides a 401(k) Bonus

Buried deep in the American Taxpayer Relief act is a provision that will let a lot more workers convert their traditional 401(k) savings account into a Roth 401(k). Here's why doing that might be a good deal for you in the long term -- and why it might not.