retirementplanning

Generations of Americans are facing threadbare finances in retirement: Judging by what people say they expect to spend versus what they expect to take in, the disparity between income and expenses will be severe.

Betting on companies that are both profitable and have a long history of increasing their dividend payments is as good an investment strategy as you'll find. These 10 fit that bill.

Millions of baby boomers have watched long-term care expenses decimate their parents' finances, and realized they needed better plans for their own golden years. Could asset-based long-term care insurance policies be the solution?

For years, Americans have worried about whether Social Security and Medicare would be around when they needed them. On Monday, the worriers got bad news: The programs are closer to running out of money.

Meet 73-year-old Darlene Mayes, a grandmother from Vinita, Okla., whose late-life career was a doozy: She's accused of running a major marijuana ring across four states. What a way to finance your retirement!

Three Baltimore-area public school employees are splitting a $105 million Mega Millions lottery ticket. But how should they invest their money? Actually, the same way you should invest yours.

If you're trying to save for retirement, a Roth IRA could be one of your most powerful tools. But until recently, high earners couldn't take advantage of these retirement accounts.

For the past few years, it has seemed like depressing economic news has been America's only actual growth industry, and all that negativity is still echoing in our heads. Across the age spectrum, we're downbeat about the future, even as the signs are finally looking up.

Social Security has promises to pay out $41.4 trillion in future benefits, but it has just $34.5 trillion in assets and expected income to cover those promises. You do the math.

Mitt Romney recently turned 65, but won't be signing for Social Security anytime soon. It's not because he's rich, and it's not because he hopes to be in the White House, either: It's because he's following the smart money course.