retirement

Watch: A Publisher's Clearing House Winner Thinks About the Future

For a Louisiana couple, a Feb. 28 visit from the Publishers Clearing House van carried with it an instant transformation from penny pinchers to millionaires. In an exclusive interview with DailyFinance, Elise Gutierrez laid out some of her savings plans for the future.

The Impending Economic Cliff Almost Nobody's Talking About

The Washington Post's Michelle Singletary calls it the "caregiver cliff." It's what will happen to the U.S. economy as a result of millions of caregivers "taking time off from work, and thus risking their jobs, or tapping into their limited resources to provide care."

Americans Still Aren't Saving Enough

Many Americans are still failing to sock away enough money to pay for retirement -- or emergencies for that matter, according to a survey. Only half of respondents reported good savings habits, including having a spending and/or saving plan in place.

3 Social Security Shockers From the CBO's Latest Report

The Congressional Budget Office has updated its projections for the Social Security Trust Fund, and the news isn't good. If you're still working, and expect Social Security to cover a major portion of your retirement needs, you'll want to see these numbers.

Don't Make These Five 401(k) Excuses

You can put off cleaning the bathroom or mowing the lawn without severe problems. But waiting to increase your retirement account contributions could have serious consequences. Don'€™t let these excuses keep you from upping your 401(k) contributions now.

Why Aren't You Raising Your Financial IQ?

In the game of life, education is by far the most important variable dividing those who play well from those who don't. And that applies to financial literacy too: The more you know, the better your money and investing decisions, and the more wealth you'll accumulate.