retirement plans

Midday Market Minute: 401(k) Balances at Record High

401(k) balances reached record highs in 2012, as a strong stock market and increased contributions helped retirement savers continue to recover from recession losses. Fidelity Investment's average 401(k) balance hit $77,300 at the end of 2012 -- up nearly 12% from $69,100 in 2011.

The Dangers of 401(k) Loans

Dipping into your 401(k) plan is tantamount to journeying into the future, mugging your 65-year-old self, and then booking it back to present day life. And yet, a new study finds that one in four workers resorts to taking 401(k) loans each year.

There's a Surprise in Your Next 401(k) Statement

New rules require 401(k) plans to give you a lot more information, including badly needed disclosures about how much you're really paying to save for retirement. Here's what to look for in next month's statement.

Your Boss Doesn't Understand Your 401(k) Plan's Fees Either

401(k) plans are under fire for their high and often-hidden fees, which rob employees of their investment returns. But don't blame your employer -- when it comes to understanding the retirement plans they offer, the bosses are just as much in the dark as workers are.

More Retirement Plans Get a Conscience

Americans may soon get the opportunity to invest more conscientiously in their workplace retirement accounts: A new survey shows that more and more employers are adding socially responsible investment choices to their plans, screening companies based on social and environmental impact.

401(k) Balances Hit a Record High in First Quarter

Americans' 401(k) plans are healthier than ever before, carrying a record average balance of $74,900 at the end of the first quarter, Fidelity Investments reports -- up 12% from a year ago. Meanwhile, nearly one in 10 participants increased their contribution rate during the first quarter.