The Smart 401(k) Rollover Option That Almost Everyone Forgets
You know better than to go on a spree with your retirement-plan money when you switch jobs, but tossing it into an IRA as most people do may not be the smartest choice either.
retirement planning
Choosing the 'Default Option' Can Save You a Bundle
The "default option" is an arbitrary way to opt into a decision that you probably should make, but don't always make. And those defaults can save you a ton of money over time.
It's Never a Good Time to Invest in the Stock Market
Is it ever a good time to invest in stocks? Not really. Historically, there have always been good reasons to sit tight with your cash - but that doesn't mean you should.
6 Costly Retirement-Saving Setbacks - and Overcoming Them
You can't stop life from knocking you off your feet, but you can plan for the unexpected and move forward after you're hit with retirement-saving setbacks.
Here's What Saving $25 More a Week Can Do for Your Retirement
We can't tell you how to invest $25 a week and turn it into a million-dollar gold mine. But we can show you how $5 a workday now can give your retirement a nice boost later.
It's Your Last Chance to Prepare for a Comfortable Retirement
The Social Security Trust Funds will be empty in 20 years. After that, there'll be a big hole to fill in your retirement plan. To fill it, you'll want to start now.
Not Doing Better Than Mom and Dad: The Stunning Fall of Gen X
For the most part, generations in America have followed a similar storyline: Kids grow up to do better than their parents. But that story ended with Generation X.
4 Common Pieces of Money Advice You Can't Afford to Follow
Few of us are financial experts, so when it comes to money matters, we usually welcome advice. The trouble, though, is that not all the financial advice we get is sound.
Derailed! Why Your Finances Have Fallen and Can't Get Up
Even though the stock market has recovered from the 2008 crash, many Americans still report big losses in their retirement savings, and these 'derailers' are to blame.
How the Wisdom of Confucius Can Lead You to Financial Success
Asian Americans are the highest-income and best-educated racial group in the U.S.,and author YuKong Zhao believes he knows why: Confucian values.
Want a Happy Retirement? Don't Guess About What You'll Need
New research has confirmed something you probably already would have guessed: Retirement planning isn't something you can successfully leave to guesswork.
How Much Does Your Money Manager Cost You?
Noted investing guru Charles Ellis talks about the challenges boomers face from high investment fees, low bond yields, uncertain stock returns, and dubious financial come-ons.
Best States for Retirement Aren't the Ones You Might Think
Despite its popularity with retirees, Florida may not be the best place to spend your golden years. These 10 states offer better balances of affordability and quality of life.
How to Handle the Dangers of DIY Investing
Wall Street wants you to believe that you need professional help to manage your money, but most investors prefer to go it alone. And you, can, if you dodge these pitfalls.
Want a Comfortable Retirement? Move to Australia
Australia is not only the home of the koala, the kangaroo, and the duck-billed platypus, but may also be home to that other rare and exotic animal: the secure retirement.
What to Do When Your Boss Stiffs Your 401(k)
Wondering why you haven't seen the performance you've hoped for from your 401(k) lately? A big reason may be that your employer isn't putting what it used to into the account.
13 Money Lies You Should Stop Telling Yourself By Age 40
Are your ideas about growing old sabotaging your chances of living well later in life? Here are some of the worst money lies people tell themselves on the road to retirement.
Give Your Child the Gift of a Roth IRA
You can fund a Roth IRA account for a minor anytime during the year as long as the recipient earns at least as much as your contribution by year-end.
What's Next for Social Security?
Lately, nearly every time the Social Security Trustees have reported on the program's health, the news has gotten worse. Here's what we can expect from their next report.
How Much Financial Advice Do You Really Need?
Despite a troubling national shortfall in retirement savings and the aftereffects of the foreclosure crisis, the answer, to judge from a rash of recent studies, is "not much."
How a Roth IRA Could Save You $185,180 in Taxes
Adding a Roth IRA to your arsenal of retirement investing tools could save you a ton in taxes in the long run.
U.S.: 19th Best Place for Retirees
For retirees hoping to live long and prosper in their golden years, the U.S. is only the 19th best place to be, according to a new index.
Next Avenue Money Scorecard: How Do You Rate?
Curious to see how your finances stack up compared to other Americans in their 40s, 50s and 60s? Next Avenue gathered the stats so you can find out how you're doing.
Wealthy Workers Are Seriously Underestimating Their Retirement Needs
More than 80 percent of workers earning $115,000 say they are prepared for retirement -- but they think they'll only need $66,000 per year to live on.
Financial Advice for the Sandwich Generation
Between "boomerang" children moving home on the one hand and financially dependent parents on the other, the Sandwich Generation could use a break -- and some sound advice.
Despite Stock Market Gains, Workers Worry About Retirement
The stock market has climbed back to a record high, but workers remain pessimistic about having enough money for retirement, a survey finds.
The Last-Minute Tax Move That Could Be Worth $100,000
If you've got all your tax paperwork but are still stalling here's something to motivate you: a last-minute tax move you can make that could be worth over $100,000 to you.
It's Not Too Late to Start Saving for Retirement
The single most effective thing workers can do to increase their chances of having a secure and comfortable retirement is to start saving -- now.
New Study Finds Women More Likely to End Up Poor Than Men
SaveUp.com recently analyzed more than 20,000 of their users' savings and debt balances. Their conclusion: Women are more likely than men to be poor during their lifetimes.
3 Ways to Spring Clean Your Portfolio
Spring cleaning isn't just for your house: It's also for your portfolio. Luckily, the market's recent rise will make it even easier to tackle these three financial tasks.