retirement advice

Top your spring to-do list with an IRA tuneup -- before you sharpen the lawnmower blades and scrub up the the barbecue grill. Here are four steps to getting your IRA and/or your 401(k) in top shape. Most of this advice comes from Dan Keady, director of financial planning for TIAA-CREF. 1. Total...

Anybody who thought retirement was going to be easy is wrong. Living happily in good health with enough money to pay the bills is no slam-dunk in these financially challenging times. Here are five critical mistakes that retirees make as they prepare to shut the door on a full-time worklife.

After a year's reprieve, if you are more than 70 1/2 in 2010, you have to ante up a required minimum distribution (RMD) from your IRA, 401(k) or 403(b) and pay Uncle Sam his due.You'll also owe an RMD if you inherited a taxable IRA, no matter what your age. Last year, because even Uncle realized...

In today's tough times, it's hard to think about retirement when you're living paycheck to paycheck. But with politicians flirting with privatizing Social Security and pensions as rare as white rhinos, our golden years are becoming, well, less golden. If you're a woman, the picture is even...

Kiplinger, one of my favorite personal advice sites, today offered 12 rules for making money, especially retirement savings, last. Nothing wrong with their advice, but it neglects what I think is one of the most important considerations -- how to keep Uncle Sam out of your pocket. Here's what...