promise

Shares of Japanese consumer lenders surged on the news that plans are in the works for Osaka to become a special business zone. This would make it exempt from heavy regulations that have long strangled Japanese lenders.

Just one year ago, on Dec. 11, 2008, FBI agents went to Bernard Madoff's house to arrest one of the most notorious white-collar criminals in history, a man who has pulled off the largest Ponzi scheme ever, swindling his clients out of an estimated at $19.4 billion. Well, what if those clients could...