If you're driving less in this time of high gas prices, you might be eligible to pay less for auto insurance with a new crop of pay-as-you-go plans. But these per-mile policies come with some drawbacks as well, and certain habits -- like driving late at night -- could disqualify you.
Some stock groups are harder to divine than others, and among those that are tough to figure is the often-opaque insurance industry. But Ray Dirks has been around it for a long time, and when he recommends an insurance stock, it behooves investors to pay attention.



