A Winning Strategy for Saving: These Sites Make It a Game

With interest rates so low these days, it's hard to get motivated about putting money into a savings account. But it is important to save, and so services have popped up that use other methods to encourage us. Two in particular -- SaveUp and SmartyPig -- turn saving and paying down debts into a game.

The fine print is frequently not fine

So I was getting my mail yesterday, and I got one of those offers guaranteeing me two prizes, if all I'd do is saunter into a car dealership in my...