postponing retirement

In Retirement Planning, Don't Forget to Do the Emotional Math, Too

Many financial advisors might make retirement planning out to be an exact science. Their financial calculators will spit out hard numbers, detailing almost to the day when you can quit working. Reality, however, isn't So exact, and those calculators miss a host of subjective emotional factors that you shouldn't ignore.

10 Things You Must Know About Social Security

Many Americans will make Social Security the bedrock of their retirement plan, but there's more to the benefit than having a birthday and signing up to get your checks. Here are 10 essentials you need to know to get all the money you're entitled to out of the Social Security system.

Even the Rich Can't Retire When They Planned to Anymore

The long recession and slow recovery have forced millions of average Americans to give up their dreams of retiring at 65. But you might be surprised to learn than even among those who have quite a bit of money stashed away for retirement, the majority are planning to work longer, too.

Why the 99% May Never Retire

Large numbers of middle-class Americans still aren't in a financial position to make saving for retirement a priority again, but on the whole, they're quite worried about it. Problem is, they may not be worried enough.

What's Happening to Social Security Next Year?

If you're receiving Social Security benefits, your check will rise by 1.7% in 2013, thanks to that program's most recent annual cost-of-living adjustment. If, on the other hand, you're still working and paying into Social Security, your taxes are going back up next year.

For Many Hopeful Retirees, 70 May Not Be the New 65 After All

It%u2019s become common (and comforting) wisdom: Those who haven%u2019t saved enough for their golden years can meet their retirement income needs by working until they're 70, instead of the traditional 65. But that's not true for at least a third of U.S. workers, reveals a new study.