points

While the pundits debated the vices and virtues of Mitt Romney's and Newt Gingrich's tax returns, the folks at Kiplinger were scouring them for ideas that could help you. Even if you'll never have a Swiss bank account or own complex foreign assets, these dozen moves could help you lower your IRS bill.

Well, the CARD Act has been in place for a few months now, and one of many predictions that hasn't come true (so far, at least) is that credit card companies would drop their reward programs. So you can keep on enjoying those extra perks for your expenditures, just be sure you're getting a good...

We keep hearing about all those homeowners who want to get their mortgages refinanced but can't, but we seldom hear much about the wisdom of whether or not you should seek to refinance in the first place. It is not always as cut and dry as it might seem. With that in mind, and courtesy of the Salt...

Do you know what it means to "pay points" on a mortgage? On this week's episode of "Show & Tell with The 2 Mortgage Guys" we explain what discount and origination points really are. We'll also give you a few scenarios in which you may have to pay points on your next mortgage transaction. Ryan...

Mortgage expert David Reed invites Walletpop readers to ask him questions about real estate financing. leave your questions in the comment section of this post. Q: The Fed has reduced rates by three full percentage points since last September. I have been following long term mortgage rates for...

Mortgage expert David Reed invites Walletpop readers to ask him questions about real estate financing. leave your questions in the comment section of this post. Discount Points, or simply "points," is another of the slough of terms rarely heard outside the home loan process. Do you think lenders...