personal finance

His Financial Goals: Saving More and Paying Down Debt

Everyone has things they want to improve about their financial lives -- and we in the AOL newsroom are no exceptions. So we asked money expert Jean Chatzky for advice on how to reach our goals. Today: A real estate editor who wants to save more and owe less.

His Financial Goal: Get Ahead of the High Cost of Higher Education

Everyone has things they want to improve about their financial lives -- even the staff of DailyFinance. So we asked money expert Jean Chatzky for advice on how to reach our goals, and we're sharing her answers with you. First up: An editor looking ahead to college tuition bills.

Money Resolutions Revisited: 3 Tales From the Financial Trenches

If you're one of the millions of Americans who made a financial New Year's resolution, after almost a month, you might need an inspiration boost. So, check out these stories of three real people on the way to achieving ambitious financial goals this year.

Could Your Next Stockbroker Be a Credit Union?

Credit unions, with their favorable interest rates and low fees, can be good alternatives to big commercial banks. But if you're an investor looking for a one-stop shop, you may shun them for their lack of online stock trading services. Well, don't: Many now offer online brokerage accounts, too.

Why Aren't You Raising Your Financial IQ?

In the game of life, education is by far the most important variable dividing those who play well from those who don't. And that applies to financial literacy too: The more you know, the better your money and investing decisions, and the more wealth you'll accumulate.

Before Making Resolutions, Try This 5-Step Financial Audit

Most people will make a New Year's resolution to take control of their finances in 2013. But while it's a great goal, it's nearly impossible to achieve without first taking a hard look at where your money went the year before. This five-step personal financial audit is a good place to start.

9 Year-End Tax Tips for Non-Millionaires

If you're a millionaire, lowering your taxes can be complicated. But for the rest of us who are not near the top tax brackets, minimizing payments to Uncle Sam can be simpler. Here are some tips to help you lower your tax bill.

The Surprising Generation that Has a Handle On Its Finances

We all know that we should save more and spend less, but we don't always follow that advice. When you break down our responses to the financial crisis by generation, however, some interesting patterns emerge -- and you probably wouldn't guess which generation is doing the worst at financial wellness.

4 Great New Tools to Manage Your Money

Managing your money isn't easy, and it's generally not much fun. But here are four new tech tools for your computer and smartphone that can relieve the pain. Better yet, they can help you cut debt, access records smoothly and securely, or assist a family member in a financial jam.

The Real Source of the Middle Class' Money Woes

There are many reasons the middle class feels squeezed right now: unemployment, underwater mortgages, rising college tuition. But it's a combo of three other factors that made the 2000s a lost decade for average Americans: declining household income, shrinking net worth, and a smaller middle class.

DipJar: The Humble Coffeehouse Tip Jar Goes High-Tech

We've all been there: You wait in a long line at a busy coffee shop, you pay for your drink with a credit card, and notice the tip jar sitting on the counter. Without cash, there was no way to show your appreciation for that kick-ass cup o' joe. That's where the DipJar comes in.