payday loans

American consumers are getting savvier, and happier. We consulted the BBB far more often in 2011 than we did the year before, and lodged fewer complaints. But there were still plenty of gripes, and the worst offenders may not surprise you.

Google's ex-CIO has moved from the world of Web searches to the world of high-interest, short-term lending. He says ZestCash.com offers an innovative way to help the poorest borrowers avoid financial emergencies. But is this just a slick veneer putting a shine on the classic payday lending business?

Boo! It's the season of ghosts and goblins, when we like to scare ourselves and each other. But while Halloween frights are generally lighthearted and short-lived, there are some truly scary facts out there regarding our finances -- ones we'd do well to know about and beware of.

More people in Southeast don't have bank accounts than in any other part of the country. Mississippi leads the country with more than 16% of households using cash-and-carry for all their transactions. That's a situation that can keep families from climbing the ladder of success.

Overdraft fees are like a movie monster that just won't die. No amount of public outrage or regulation can slay the beast. But the banks aren't the only ones casting overdrafts in financial sequels: Truth is, consumers keep breathing life into the overdraft dragon.

If you're strapped for cash and need money quickly, an online payday loan can be tempting. But these high-interest loans can lead to financial trouble. Here are some tips on selecting a provider, as well as some alternatives to payday loans.

The new Consumer Financial Protection Bureau will guard all of us from being taken advantage of financially. Turns out, one group needs extra protection in that arena: those who protect our whole nation -- U.S. service members and their families. And Holly Petraeus is going to make sure they get it.

A credit reporting agency agreed to pay a nearly $2 million fine to settle federal charges that it broke the law by selling sensitive financial information about consumers seeking payday loans to marketers. Teletrack Inc. of Norcross, Ga., will pay the Federal Trade Commission $1.8 million to...

Payday lenders already get a bad rap for offering high-priced loans to cash-strapped consumers. Now here's another reason that cash advance outlets may come under attack: Researchers say the proliferation of payday lenders in low-to-moderate income neighborhoods fuels violent crime and drives down...

Members of America's military face threats around the world every day, but it's a domestic threat that has the top brass on the offensive on the home front -- predatory lenders. Here's how the Department of Defense is fighting back.