p2p

Recorded music sales in America plunged another 7% last year as the sharp 16% drop in CD revenue more than offset gains in digital-media sales, according to new report. Overall sales fell despite the fact that illegal downloads of music have declined markedly since LimeWire was shut down.

For those who can't get bank loans, the new business of peer-to-peer lending can be a lifesaver. Internet companies connect people who need cash with folks willing to lend -- for a fair profit, of course. Here's how it works, risks and all.

Even though technology has come a long way and at most banks it is easy to pay your bills directly from your online banking solution, paying other individuals -- even at the same institution -- has been a pain. A new service called ZashPay from Fiserv aims to make paying friends and family simple,...

Over the past couple of years, lenders have tightened their purse strings, making it harder for even the most creditworthy consumers to land a loan the traditional way. But as the banks' wallets closed, other ones have opened: Peer-to-peer lending sites like Lending Club and Prosper have provided a...

Lending money to kids away at college or family members in need just got a little easier. Today Fiserv, a global provider of financial technology services, announced plans for a new Person-to-Person, or P2P service that will enable the quick transfer of funds between individuals. This service will...

Peer-to-peer lending marketplace Lending Club just announced several new features for investors who use the service which can help them earn an average return of 9.67%. The new features, which went live this morning, make it easier than ever to find the types of loans you want to invest in and...

After a nine-month hiatus, peer-to-peer lender Prosper.com is back with a new and improved lending service. Thanks to its recent SEC registration the improved Prosper.com is now available to borrowers in 46 states and lenders in 14, with plans to expand nationwide in the near future. For the...