origination

Wells Fargo's stock dropped by about 5% after it announced its earnings last month, due to lower than expected home mortgage originations. While rising interest rates could be one factor, non-interest expenses jumped from a year ago. Will those expenses lower the target price for the stock?

Before the Great Recession, U.S. consumer debt had risen fairly steadily for more than a decade. With the downturn, it finally dropped...until December's small rise. However, a longer look at the trend of ever-rising debt shows that America is still extraordinarily overextended.

Do you know what it means to "pay points" on a mortgage? On this week's episode of "Show & Tell with The 2 Mortgage Guys" we explain what discount and origination points really are. We'll also give you a few scenarios in which you may have to pay points on your next mortgage transaction. Ryan...