mortgage fees

Regulators might ban origination fees that vary with the size of the loan, known as "origination points." They also might limit the use of "discount points" that are supposed to result in lower interest rates.

Interest rates are at record lows, which makes this a pretty fantastic time to refinance.But there's just one problem: An increase in refinance applications has been accompanied by an increase in refinancing fees charged by banks, who are eager to recoup some of the money they lost making bad...

If your credit score is below 680, expect to pay an extra fee of 1.25 percent if the lender you plan to work with wants to sell the loan to Fannie Mae or Freddie Mac, the two largest investors on the secondary mortgage market. Since there aren't many private investors left out there wanting to buy...