long term care

5 Years From Retirement? 5 Things to Do Right Now

With just five years left before you retire, you need to begin solidifying your plans. Make sure you're still on track, but also nail down where you'll live and how you'll meet your health care needs. Here's how:

The Biggest Risk to Your Golden Years -- It's Not What You Expect

We devote our entire working lives socking money away for tomorrow. But even the most well-crafted and seamlessly executed financial plan does nothing to mitigate one enormous risk we confront. Sadly, we typically don't realize this threat until we come face-to-face with it.

The $849,000 Penalty for Being Born Female

No matter how many times you read about the numerous financial challenges women face, nothing drives a point home like putting it into black-and-white dollar terms. Shocked by that $849,000 number? Here's a rundown of the details.

Do You Need Long-Term Care Insurance?

According to the Department of Health and Human Services, those of us who reach age 65 will have a 40% chance of entering a nursing home, and 10% will stay in one for five years or more. So does this mean you need long-term care insurance?

Demise of Obama Long-Term Care Plan Leaves Gap

It's the one major health expense for which nearly all Americans are uninsured. The dilemma of paying for long-term care is likely to worsen now that the Obama administration pulled the plug on a program seen as a first step.

Long-Term Care for Elderly, Disabled Has Far to Improve

For the first time, there's a state-by-state scorecard of America's performance in providing long-term services and support to senior citizens and people with disabilities, and the results aren't much to brag about. But they do point the way toward improving the long-term care system -- and saving the nation billions.

Investing at 60: Pacing Yourself for a Long Retirement

Personal finance expert Jean Chatzky has reached the last post in this series, aimed at those of you who are age 60 and over -- or interested in a little advance planning. Here are your tips for making that nest egg last as long as you do.