lifeinsurance

Ken and Daria Dolan of Dolans.com, America's first family of personal finance, answer your questions every Friday. Click here to ask Ken and Daria your question. Dear Ken and Daria, I'm retired and 70 years old. Do I really need life insurance? --Ed Find out how much life insurance you...

Kiplinger.com, the website of Kiplinger's Personal Finance, recently published a round-up of ways you can lower your insurance costs. While some are spot-on, others could actually cost you more under certain circumstances. Here's a look at their advice. We've spotlighted five solid tips as well as...

This post is part of a series where personal finance expert Dan Solin provides 10 insurance tips no one else will tell you. See all 10, plus one bonus tip! What if you had an uncle who was an expert in all aspects of the insurance business? He was retired and no longer sold any products.What a...

This post is part of a series where personal finance expert Dan Solin provides 10 insurance tips no one else will tell you. See all 10, plus one bonus tip!Ratings are often bandied about as the standard by which you should select an insurance company for cash-value insurance (often called...

This post is part of a series where personal finance expert Dan Solin provides 10 insurance tips no one else will tell you. See all 10, plus one bonus tip!If you knew the data, you would take a hard look at disability insurance. Now is the right time since you probably don't have any disability...

This post is part of a series where personal finance expert Dan Solin provides 10 insurance tips no one else will tell you. See all 10, plus one bonus tip!I agree with the traditional advice that term insurance is appropriate for most people. It is relatively inexpensive if purchased at a young...

This post is part of a series where personal finance expert Dan Solin provides 10 insurance tips no one else will tell you. See all 10, plus one bonus tip!I know it sounds counter-intuitive.Children don't earn income and singles typically have no dependents. Since the primary purpose of life...

This post is part of a series where personal finance expert Dan Solin provides 10 insurance tips no one else will tell you. See all 10, plus one bonus tip! Almost one-third of all Americans have no life insurance. The average amount of life insurance held by those that have it is $146,000 --...

This post is part of a series where personal finance expert Dan Solin provides 10 insurance tips no one else will tell you. See all 10, plus one bonus tip! Don't get me wrong. Many people do need long-term care insurance.According to Debra C. Newman, the owner of an insurance agency that...

This post is part of a series where personal finance expert Dan Solin provides 10 insurance tips no one else will tell you. See all 10, plus one bonus tip!Whose interests does your insurance agent represent?You might think the answer is obvious: Yours, of course. Not so.The issue is whether or not...