life insurance pricing

More people are selling their life insurance policies for much-needed cash while they're still alive. But are these "life settlements" a bad deal? Here's why they can come with a high cost, both for investors and for sellers -- along with some tips to keep both from getting burned.

Ken and Daria Dolan of Dolans.com, America's first family of personal finance, answer your questions every Friday. Click here to ask Ken and Daria your question. Dear Ken and Daria, I'm retired and 70 years old. Do I really need life insurance? --Ed Find out how much life insurance you...