life insurance policy

More people are selling their life insurance policies for much-needed cash while they're still alive. But are these "life settlements" a bad deal? Here's why they can come with a high cost, both for investors and for sellers -- along with some tips to keep both from getting burned.

More than half of all American households don't have life insurance, potentially jeopardizing millions of families' financial security in the event of a loved one's death. According to a survey from LIMRA, a financial services industry group, the percentage of U.S. households with life insurance...

AIG's successful run of getting lawsuits against it dismissed has ended. On Monday, U.S. District Judge Laura Taylor Swain gave the green light to a securities fraud class action case regarding AIGs credit default swap portfolio and its actions in the subprime mortgage market.

True, not everyone needs life insurance, but if anyone else depends on you to bring home a paycheck, you need it. Luckily, now's a great time to buy. Finance expert Jean Chatzky tells you what you need to know.

When consumers buy insurance, they are guided by a "well, you never know philosophy." That, according to experts, is a huge mistake. Saving money can be as easy as making a phone call. "The number one way people waste money is simply not asking for all the credits that they could," says Bill...

Ken and Daria Dolan of Dolans.com, America's first family of personal finance, answer your questions every Friday. Click here to ask Ken and Daria your question. Dear Ken and Daria, I'm retired and 70 years old. Do I really need life insurance? --Ed Find out how much life insurance you...