lending club

It's unlikely that random people will just give you the money you need to float you through your ordinary fiscal troubles. But they might make you a loan. Peer-to-peer lending, where borrowers bypass big banks and get loans directly from other individuals, is getting bigger all the time.

For those who can't get bank loans, the new business of peer-to-peer lending can be a lifesaver. Internet companies connect people who need cash with folks willing to lend -- for a fair profit, of course. Here's how it works, risks and all.

As 2010 winds to a close, New Year Resolutions are on our minds and as always, getting out of credit card debt remains a big goal for many of our readers. There are many ways to cut credit card debt, but one of our favorite ways is to get a lower interest rate and a fixed repayment term with a...

For borrowers who are looking for a personal loan, but don't qualify for the best rates at their local bank, peer-to-peer lending might be a good solution. Recently Lending Club expanded its personal loan offering by providing 5 year personal loans to borrowers and investors. "Sixty-month loans...

Over the past couple of years, lenders have tightened their purse strings, making it harder for even the most creditworthy consumers to land a loan the traditional way. But as the banks' wallets closed, other ones have opened: Peer-to-peer lending sites like Lending Club and Prosper have provided a...

Peer to Peer lending isn't just a good way to get a loan for consolidating your debt or launching a small business, it's also a great way to invest. LendingClub.com, one of the best known p2p lenders, is celebrating its growth and the popularity of peer-to-peer lending by giving away $2,500 to...

Peer-to-Peer lending is everywhere these days. You can start a business, get student loans and consolidate high interest debt. Still, borrowing money from your peers is a new experience for most of us, and for many people new things are daunting -- which makes this borrower's look at peer-to...

It's a tough time for many businesses to get loans, especially small businesses that don't have the same assets that larger businesses can use as collateral. This trend is sending more business owners looking for alternate funding, but unlike the business founders before them who turned to parents,...