lender

Landing a personal loan has never really been easy, but since the recession began, it's been harder than ever, despite the fact that some types of lending, like auto loans, have started to make a comeback among banks. The funny thing is, most of what goes into a bank decision to give you a...

A new report by the Center for Responsible Lending shows that issuers have created or expanded at least eight hidden charges to replace the income they anticipate losing because of newly enacted laws and Federal Reserve rules intended to stop credit card abuses.

The Obama administration's stimulus program has given incentives to mortgage lenders and homeowners under water to modify their loans, rather than foreclose. The effort has had some success, but a new study suggests that these modifications are just delaying the inevitable for many. More than half...