layaway programs

Why Walmart Had to Bring Back Layaways

Walmart is struggling to end its declining same store sales, which have faltered over the past nine consecutive quarters. It's no wonder: With massive unemployment, discount retailers have to pull out all the stops to win over new customers, or even retain the ones they have. Re-enter layaways, which Walmart shelved in 2006.

Could Layaway Be Right For You?

This holiday season, layaway is making a comeback at several large retailers. Layaway is the process of buying an item which you leave at the store and pay for over time, often with a one-time service charge but no credit check. It's not a perfect system, but here's why it beats those "no interest/no payments for X months" deals hands-down.

Is layaway right for you?

Haven't decided how you're going to pay for your gifts this holiday season? Given that credit has become so difficult -- and expensive -- what about...