laura rowley

Holiday Cheer: Dani Johnson's Trip from Homeless to Millionaire

The holidays can be difficult for people suffering financial and personal setbacks. Dani Johnson, who went from homeless to millionaire, has been there -- and talks with Laura Rowley about overcoming despair and finding hope as the holiday season approaches.

Your Money Brain Explained: Why Saving Is So Hard

Why do we procrastinate about financial decisions when we know that putting them off hurts us in the long run? Why do we splurge today instead of saving for retirement? And when is the brain at its prime in terms of decision-making? Harvard economist David Laibson joins DailyFinance's Laura Rowley in New York's Central Park with his insights.

Money and Happiness: Laura Rowley Helps You Find Both

For 25 years, journalist and author Laura Rowley has helped people navigate the minefield of personal finance and explored the relationship between money and happiness. In her DailyFinance column, she aims to help you make enlightened decisions about your money -- and your life. Need some advice? All you have to do is ask.

When Opening a No-Interest Credit Card Is a Bad Idea

While rolling your credit card debt onto a new card that offers 0% interest for a period of time is usually a smart money move, there are some people who shouldn't do it. This reader is one of them. DailyFinance's Laura Rowley explains why.

Student Loans Coming Due? Advice for the Class of 2011

When you graduate college, you've got six months before you have to start repaying your student loans. For members of the class of 2011, that grace period ends soon, but all too many of them haven't found jobs and can't afford to start making those payments. We asked John Ulzheimer of SmartCredit.com to discuss their options.

This Family Needs a Post-Unemployment Debt Reduction Plan

After a long spell in which one or both spouses were unemployed, a couple with three kids finds themselves $50,000 in debt. Now, with wife and husband back at work, they're aiming to get all their financial pins in a row and bowl a strike. DailyFinance's Laura Rowley offers a strategy for success.

Divorced Mom: How Do I Rebound Financially?

Splitting up makes a mess of your finances,as Lynn, a nurse living in Florida knows all too well. Her 2008 divorce from her husband of 28 years left her in debt, with bad credit, and with limited financial skills. She's already begun to dig out, but she needs a better plan.

Out of Work Man Asks: Should I Pay Off My Mortgage?

Nicholas, 60, is a paralegal who has been jobless for more than a year, and is worried about the possibility of losing his home in rural Pennsylvania. If he depletes his savings and cashes out of a life insurance policy, he can pay off his mortgage. But is that the smartest move?

Helping a Caregiver Climb Out of Debt

Joe did right by his mother in her declining years, but half a decade of expensive care for her has left the 53-year-old in a financially precarious position. Money and Happiness columnist Laura Rowley offers him a step-by-step plan to get out of debt and back on track for his own retirement.

Ask the Experts: How to Win at the Retirement Game

if(typeof AOLVP_cfg==='undefined')AOLVP_cfg=[];AOLVP_cfg.push({id:'AOLVP_us_1163848199001','codever':0.1,'autoload':false,'autoplay':false,'playerid':'61371447001','videoid':'1163848199001','stillurl':'http://www.blogcdn.com/www.dailyfinance.com/media/2011/09/winatretirement.jpg','publisherid':1612833736,'width':284,'height':160,'playbutton':false,'bgcolor':''});The most powerful tool young investors have is time, because savings can grow exponentially over decades. A 23-year-old Californian asks how to get started and make the most of those years when her employer doesn't offer a retirement plan. DailyFinance's Laura Rowley shows her how to play the game.

Expert Tips for Racking Up Free Airline Miles

Now that summer is nearly over, you can start planning for next year's big vacation by racking up airline miles. We spoke with one expert who scored 250,000 miles in a 12-month period by opening just three cards. But his strategy isn't for everyone.

Psychological Keys to Boosting Your Financial Willpower

Dr. Roy Baumeister is a research psychologist who has studied the science of self-control for many years. He's also co-author of the new book "Willpower." We asked him how you can boost your willpower when facing financial temptations and decisions. Here are his secrets.