Savvy Ways to Manage Your IRA Savings
Many investors are missing out on the long-term savings benefits of IRAs -- because they don't understand what they are and how they work.
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5 Ways to Pay the IRS Less Next April
If you're still in shock from the amount of taxes you just paid, start working now to reduce what you send the IRS next year. Here are five ways you can shave your tax bill.
How a Roth IRA Could Save You $185,180 in Taxes
Adding a Roth IRA to your arsenal of retirement investing tools could save you a ton in taxes in the long run.
Americans More Financially Savvy Post-Recession, Survey Shows
The frugality and investing discipline that the 2008 financial crisis imposed on Americans appear to have led to permanent changes in spending behavior, a new survey shows.
Wealthy Workers Are Seriously Underestimating Their Retirement Needs
More than 80 percent of workers earning $115,000 say they are prepared for retirement -- but they think they'll only need $66,000 per year to live on.
The Early Tax Deadline You Can't Afford to Miss
For a select group of retirement savers, there's a deadline looming -- and missing it could cost you a huge amount of money.
New Study Finds Women More Likely to End Up Poor Than Men
SaveUp.com recently analyzed more than 20,000 of their users' savings and debt balances. Their conclusion: Women are more likely than men to be poor during their lifetimes.
7 Money Moves You Should Never Hide From Your Tax Preparer
It's safe to assume that not every taxpayer is 100 percent truthful when it comes to filling out their tax returns. But these 7 little fibs could put your tax refund in jeopardy.
7 Tips for People Who Will Retire in 2013
The oldest baby boomers will turn 67 in 2013. Many of this first wave have already retired, while others may be contemplating taking the plunge this year. Here are some tips for those planning to retire in 2013:
Year-End Review: 6 Questions You Must Ask Your Financial Advisor
If meeting with your financial advisor is on your December "to-do" list -- and it should be -- here are a half dozen things you should do to prepare that will help you get the most out of the meeting.
Why Retirement Is Like Winning the Lottery
The new retiree has a lot in common with a lottery winner. But there is at least one major difference. If you buy a lottery ticket, you have a miniscule chance of winning. If you contribute to your retirement account, you're bound to win.
Younger Workers' Biggest Worry for Retirement: All of the Above
What has young and middle-aged workers most worried about their retirement prospects? Essentially, everything -- from health care costs to tax rates to being able to afford to pay for a roof overhead -- according to a recent survey from T. Rowe Price and Harris Interactive.
Year-End Tips to Trim Your 2012 Tax Tab
Year-end tax planning is trickier this time around: Unless Congress compromises, all the Bush tax cuts will expire when 2013 arrives, and many popular tax breaks that expired at the end of 2011 may not get revived. Here's how you can lower what you owe the IRS, regardless of what happens in Washington next month.
Retirement Savings by Age: How Do You Compare?
How much do people have saved for retirement in their 30s? In their 40s? In their 50s? LearnVest conducted a nationwide survey to find out. Wondering how your portfolio balance stacks up? Take a look at the breakdown and find out.
One Year From Retirement? Prepare to Make the Break
With one year left until retirement, you're in the final stretch. It's time to prepare for the transition, so give your budget a stress test, reallocate your assets and income sources, and take action on health insurance. Here are six helpful guidelines: