investment fees

The fees hidden in 401(k)s aren't standard, which means you could be paying more than your friends, family or coworkers. But what%u2019s scary is that most Americans don%u2019t even know money is being sucked out of their 401(k) -- and that%u2019s just the way most plan providers want it.

New disclosure rules don't go into effect until next January, but in the meantime you could be paying far too much in savings-sapping fees. The two challenges for individuals are figuring just what your plan's fees are, and are they fair? Here's how to get that info.

If you want to make money with your own money, be wary of those who want to take over the effort. After all, personal money managers and financial advisers receive their compensation based on how much you have invested with them -- not on the performance of those investments.Which, if you think...