insurance

How to Get Your Insurer to Pay Your Hurricane Claim

So, let's assume you did the right thing in getting insurance to protect yourself against those times when Mother Nature comes knocking. Your next challenge may be getting the insurance company to pony up the cash instead of trying to deny your claim.

Unusual Quakes: Would Your Home Be Covered?

If you live on the East Coast, the earth moved under your feet Tuesday -- and in Colorado, the same thing happened Monday. With two fairly strong earthquakes hitting areas of the country where they rarely strike, you may be wondering: Am I covered? Should I be? DailyFinance answers your post-quake questions.

Individual Health Insurance: What Does It Cost?

As more people lose their jobs, fewer people are getting their health insurance costs paid by their employer. And that means more consumers are seeking individual coverage, a daunting task. A new study by the Kaiser Family Foundation helps clarify the costs by state.

Clearer Consumer Price Tags for Healthcare

A new database, created as part of the New York settlement with insurance companies over out-of-network coverage, estimates the cost of a wide range of different procedures. The tool gives consumers a better idea of their expected bills.

Accenture Sees Room for Growth in Insurance

Shares of technology outsourcing and consulting giant Accenture have been on a tear lately, with the company bulking up its insurance offerings. Trefis thinks Accenture's acquisition of Duck Creek Technologies could give it a boost, but maintains its price estimate for now.

Money 101: How to Save Cash in College

With college costs rising, it's more important than ever for students to be financially savvy. Here are 15 things you need to know to graduate with a bank account at the top of your class.

Time to Cure the Ills in Health Care FSAs

You practically have to be an accountant to manage your family's health care these days. The good news is, some lawmakers seem to recognize this and are working toward changes to one program that should be well received by employers, employees and doctors alike.

MetLife Sells Bank Unit to Avoid New Fed Regulations

In order to avoid new federal rules and heightened scrutiny from regulators, MetLife has decided to sell its banking unit. That's a smart move for the nation's largest life insurer, and keeps it on a level playing field with its competitors.

How Americans Earn Extra Money on the Side

With unemployment high, wages stagnant and costs rising, a growing number of Americans are working a part time job -- or more than one -- to make ends meet. 24/7 Wall St. dug through the data to see which industries are the best bets for those seeking part-time work -- and some may surprise you.

'Doctor Marion' Takes Elder Care Message on Tour

More than 8,000 Baby Boomers are turning 60 each day, and many have made serious miscalculations about what they'll need in retirement. So Elder advocate Marion Somers, Ph.D., is crisscrossing the country again to spread the word: "This country is going to be hit with a geriatric tsunami and we are not prepared."

Don't Let Nana Drive You Into Bankruptcy

For children, excursions with grandmother are an adventure. As time passes, however, the ride into the golden years can get bumpy; if you're financially unprepared, it can take a dramatic turn for the worse, and even drive you and your family into bankruptcy. Here are some steps you can take to prevent that.

How to Not End Up Uninsured When You're Unemployed

If you think there have to be better ways for an uninsured person to get health care than robbing a bank, you're right. Yes, most people get their health insurance from their employers, but if you're one of the nation's nearly 14 million unemployed, you still have options. Here's what you need to know.

Health Insurance's New Sex Appeal

Health insurance is the new babe magnet -- so says a national survey of college students recent and grads. Ninety percent of students surveyed and 93% of recent grads said that knowing a potential significant other has health insurance would make him or her more attractive.

Are Annuities the Right Choice for Your Retirement?

With memories of the stock market's 2008 tumble still fresh in investors minds, many are scared of stock and are seeking "guarantees" instead of chasing returns. Because of this, for many, annuities have never looked more tempting. But is an annuity a good choice for you?

Treasury's Big Stake Weighs on AIG's Stock Price

During the past month, AIG stock fell nearly 10% drop after an announcement that the government would sell some of its stake in the insurance giant. The Treasury's ownership in the company has declined from 92% to 77%, but the prospect of its future sell-offs are holding the stock down.

Rental Car Insurance: Is It Worth the Price?

When vacationers rent cars this summer for their adventures, they'll have to decide: Do they want the insurance the company is offering. It might be tempting to it pass up the extra fees, but whether or not you should is a something you should figure out long before you get to the counter.

The 10 Most Expensive Hurricanes in U.S. History

At times, 2011 has felt like a parade of natural disasters: Earthquakes and tornadoes and floods, oh my! But wait, there are more coming. Hurricane season has just begun, and the forecasts for 2011 aren't pretty. Before the next one hits, we look back at the nation's 10 costliest hurricanes.

Insurance Riders: When to Say Yes to Extra Protection

Ordinary insurance policies cover the basics -- but what if you want more? The industry will happily take more of your money to give you the added piece of mind that a rider can provide. The question is, when are riders worth it?

Why Single People Need Life Insurance Too

Despite some common misconceptions, life insurance isn't just for those of us who are married with children. If you're a single, you can benefit from it, too -- first, because you're probably more connected to people than you may think, and second, because it can be a great investment.

Renters Beware: You Need to Buy Insurance Too

Everyone realizes that homeowners need insurance policies, but many renters overlook the fact that they need coverage too. The average tenant has a lot to lose if they fall victim to a fire, flood or other disaster, which means they have a lot to gain from buying a low-cost renters policy.

How to Cut Your Car Insurance Costs

If you're looking for clues about what impacts your car insurance rates, check in the mirror -- it's mostly about you. And while there are some parts of your personal profile that you can't change, for many of the items that affect your premiums, you're in the drivers seat.

Disaster Plans: Prepared for a Worst-Case Scenario?

The deadly tornadoes and flooding that struck the South and Midwest in April, the devastating earthquake in Japan, and concerns about terrorist reprisals after Osama Bin Laden's death should serve as reminders to property owners: You may hope it never comes, but you need to plan for the worst-case scenario.

10 Things You Don't Want to Tell Yourself About Money

When it comes to money, mindset really matters. What you tell yourself over and over again becomes what you do -- over and over again. Don't fall into the trap of shoddy thinking: Here are 10 bad memes that can seriously mess up your financial health, and advice on how to avoid them.

Six Ways to Avoid Common Retirement Planning Pitfalls

More than half of American workers have less than $25,000 saved for retirement, but having too little set aside is just one of many ways you can sabotage your later years. We examine some oft-made financial planning traps -- and the safe paths around them.

More Americans Turn to Acupuncture as Medical Costs Rise

year after President Obama signed the Patient Protection and Affordable Care Act into law, many Americans are still struggling to get their insurance to cover basic medical treatments. And now Americans are increasingly exploring less expensive alternatives to traditional Western medicine -- like acupuncture.

How Being Too Cheap Can Cost You a Fortune

Being frugal is smart, and these days, it's fashionable too. Sometimes, though, it just doesn't make sense to be a Scrooge: Going too far in your attempts to save can have financial consequences that leave you significantly worse off. Here are nine ways you shouldn't cut corners.