insurance

4 'Must Do' Money Moves to Achieve Fiscal Fitness

There are many roads to financial security, but whatever path you follow, there are some mandatory steps everyone ought to take along the way. Alexa von Tobel, founder of LearnVest.com, cuts through the thicket of advice to give us her essential keys to sound money management.

7 Financial New Year's Resolutions to Keep

Every January, we plan to make changes, and we often don't succeed. Let's make this New Year's different: Here are seven fairly simple resolutions recommended by the financial experts for getting you on a firmer fiscal footing in 2012.

Social Security Going Bust? That's the Small Problem

The woes Social Security faces have generated plenty of worried talk lately, but even if nothing changes, it'll be solvent until 2036. But Medicare, the other major government program that retirees rely on, is on course for financial disaster years sooner. That program, of course, is Medicare, and the funding situation for the portion of its benefits that retirees receive looks even scarier than Social Security's prospects right now.

How to Get the Best Deal on Car Insurance for Your Kid

If a car tops your teen's holiday gift wish-list, give as much consideration to insurance as you do the car's make and model and the debate over whether to buy new or used. And brace yourself for insurance premium sticker shock. Here are some ways you can mitigate the cost of insuring your teen driver.

What Insurers Could Do With Your 'Social Media Score'

Here's yet another reason to watch what you say and do online: Insurance companies are already surfing social media sites to get the scoop about their customers, and what their data-miners find may soon be compiled into a new way to rate you as a risk: a social networking score.

How to Use Life Insurance to Donate to Charity

When most of us buy life insurance, we're thinking about one thing: Making sure our families are taken care of after we're gone. But in this season of giving, you might also want to think about setting up a policy to take care of your favorite charity.

7 Hidden Dangers to Your Holiday Finances

Amid all the good cheer, the holiday season hides a sobering number of financial pitfalls -- and not just ones that involve overspending. Here's a look at seven dangers you might not have considered, along with steps you can take to make sure your holidays are more happy than hazardous.

Million-Dollar Hands: 9 Crazy Celebrity Insurance Policies

Most of us have assets worth insuring -- our homes, our cars, our health. Celebrities are no different, but they must protect their most important assets -- themselves. So who's buying insurance on their fingers, legs and even smiles and hair? Check out our gallery:

Poor Sick People: U.S. Offers Raw Deal for the Unhealthy

If you're very sick and not very wealthy in America, your best move may be to flee the country -- because you'd be better off in any other first world nation. Otherwise, expect to pay through the nose and possibly wind up deep in debt, according to a new report from The Commonwealth Fund.

15 Kinds of Insurance You May Not Need

It's bad enough that we fork over gobs of money for all kinds of necessities, such as our mortgage payments, groceries, gas, and electricity. But it's a real shame when we fork over dollars needlessly, buying things we don't need -- like many kinds of insurance.

Give Your Life Insurance a Checkup

Providing for your family from beyond the grave is an important part of any solid financial plan, with a cool Obi-Wan Kenobi vibe to boot. To do it,...

Obesity Drags on the Economy

Obese people do not just risk their own health; their health problems cripple the economy. GDP would be given a boost if the number of fat people fell sharply. The Obama administration has not made an attack on obesity part of its stimulus program. Maybe it should.

Breast Cancer's Financial Toll: Where to Go for Help

A breast cancer diagnosis can be like an earthquake in the life of the patient and her family, but the medical community is there to help guide them. What's often hard to find is a monetary lifeline for those in danger of getting washed away by the financial tidal wave that can follow.

Breast Cancer's Financial Toll: Your Money or Your Life

Breast cancer is the second most common cancer among American women: 12% will develop it at some point in their lives, and at that point, the health battle begins. But those women often must fight one a second front as well, dealing with the multiple threats cancer poses to their financial well-being.

Dispelling the Top 12 Myths About Life Insurance

There's something about life insurance that just freaks some people out -- we'd prefer not to consider our mortality. But September is life insurance awareness month, and lack of knowledge breeds fuzzy thinking. So we've sorted some facts from fictions and debunked an even dozen myths about life insurance.

Reverse Mortgage: Is It a Good Bet for You?

The reverse mortgage was invented to help seniors facing economic hardship access the equity in their homes. But these loan products are complicated, expensive and ripe for abuse, which lead a reader named Fred to ask DailyFinance's Laura Rowley for some advice. Here's what she told him:

How to Get Your Insurer to Pay Your Hurricane Claim

So, let's assume you did the right thing in getting insurance to protect yourself against those times when Mother Nature comes knocking. Your next challenge may be getting the insurance company to pony up the cash instead of trying to deny your claim.

Unusual Quakes: Would Your Home Be Covered?

If you live on the East Coast, the earth moved under your feet Tuesday -- and in Colorado, the same thing happened Monday. With two fairly strong earthquakes hitting areas of the country where they rarely strike, you may be wondering: Am I covered? Should I be? DailyFinance answers your post-quake questions.

Individual Health Insurance: What Does It Cost?

As more people lose their jobs, fewer people are getting their health insurance costs paid by their employer. And that means more consumers are seeking individual coverage, a daunting task. A new study by the Kaiser Family Foundation helps clarify the costs by state.

Clearer Consumer Price Tags for Healthcare

A new database, created as part of the New York settlement with insurance companies over out-of-network coverage, estimates the cost of a wide range of different procedures. The tool gives consumers a better idea of their expected bills.

Accenture Sees Room for Growth in Insurance

Shares of technology outsourcing and consulting giant Accenture have been on a tear lately, with the company bulking up its insurance offerings. Trefis thinks Accenture's acquisition of Duck Creek Technologies could give it a boost, but maintains its price estimate for now.

Money 101: How to Save Cash in College

With college costs rising, it's more important than ever for students to be financially savvy. Here are 15 things you need to know to graduate with a bank account at the top of your class.

Time to Cure the Ills in Health Care FSAs

You practically have to be an accountant to manage your family's health care these days. The good news is, some lawmakers seem to recognize this and are working toward changes to one program that should be well received by employers, employees and doctors alike.

MetLife Sells Bank Unit to Avoid New Fed Regulations

In order to avoid new federal rules and heightened scrutiny from regulators, MetLife has decided to sell its banking unit. That's a smart move for the nation's largest life insurer, and keeps it on a level playing field with its competitors.

How Americans Earn Extra Money on the Side

With unemployment high, wages stagnant and costs rising, a growing number of Americans are working a part time job -- or more than one -- to make ends meet. 24/7 Wall St. dug through the data to see which industries are the best bets for those seeking part-time work -- and some may surprise you.

'Doctor Marion' Takes Elder Care Message on Tour

More than 8,000 Baby Boomers are turning 60 each day, and many have made serious miscalculations about what they'll need in retirement. So Elder advocate Marion Somers, Ph.D., is crisscrossing the country again to spread the word: "This country is going to be hit with a geriatric tsunami and we are not prepared."

Don't Let Nana Drive You Into Bankruptcy

For children, excursions with grandmother are an adventure. As time passes, however, the ride into the golden years can get bumpy; if you're financially unprepared, it can take a dramatic turn for the worse, and even drive you and your family into bankruptcy. Here are some steps you can take to prevent that.

How to Not End Up Uninsured When You're Unemployed

If you think there have to be better ways for an uninsured person to get health care than robbing a bank, you're right. Yes, most people get their health insurance from their employers, but if you're one of the nation's nearly 14 million unemployed, you still have options. Here's what you need to know.

Health Insurance's New Sex Appeal

Health insurance is the new babe magnet -- so says a national survey of college students recent and grads. Ninety percent of students surveyed and 93% of recent grads said that knowing a potential significant other has health insurance would make him or her more attractive.