insurance premiums

Buying Car Insurance: You Better Shop Around

With more and more car insurance providers offering online quotes and sign-ups, switching insurers is now easier than making a three-point turn. Here's a simple run-down of when, why and how to hunt down to best deal on a policy you hope you'll never need to use.

High Health Care Costs Drag Down Economic Growth

Nearly everyone is feeling the pain of high health care costs. Between 2003 and 2010, the cost employers paid for family coverage rose 50% and employees' share of the tab increased 63%. That's money siphoned away from the rest of the economy.

The 7 Deadly Hobbies: Pastimes Your Insurer Hates

Some people take fun to the extreme, engaging in pastimes that put their health -- and even their lives -- at risk. Insurance companies refer to such activities as "hazardous vocations," and charge higher premiums to those who engage in them. One way or another, these hobbies will cost you.

Should Smokers Pay More for Health Insurance?

Last week, Dallas County in Texas joined the growing ranks of employers that charge employees who smoke a higher monthly health insurance premium than employees who don't. It's an idea that's gaining momentum across the country -- but will it work to reduce smoking, or just to penalize the nicotine-addicted?

Why Single People Need Life Insurance Too

Despite some common misconceptions, life insurance isn't just for those of us who are married with children. If you're a single, you can benefit from it, too -- first, because you're probably more connected to people than you may think, and second, because it can be a great investment.

How Being Too Cheap Can Cost You a Fortune

Being frugal is smart, and these days, it's fashionable too. Sometimes, though, it just doesn't make sense to be a Scrooge: Going too far in your attempts to save can have financial consequences that leave you significantly worse off. Here are nine ways you shouldn't cut corners.

Tech and Reform Will Boost Health Care Costs

Development of technologically advanced -- and expensive -- lifesaving treatments will continue to increase as the new health care reform law is phased in over the next few years.

Health Insurer Profits Up 250% in Last Decade

Profits for the 10 largest U.S. insurance companies jumped 250% between 2000 and 2009, while millions of Americans have lost coverage, a report released Thursday said. The report found that the five biggest insurance companies saw their profits increase 56% in 2009 alone.